TRUSTMARK CORP (TRMK) FY2025 10-K Annual Report

Filed: Feb 23, 2026
Financials
National Commercial BanksSEC EDGAR

TRUSTMARK CORP (TRMK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 23, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

TRUSTMARK CORP FY2025 10-K Analysis

Business Overview

  • Core business model not detailed; filing primarily references proxy statement filings for executive compensation and ownership
  • No new products, services, or business segments introduced or emphasized in this filing
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Management Discussion & Analysis

  • Revenue $799.8M in 2025, up 42.6% YoY vs $561.0M in 2024; driven by net interest income growth and noninterest income increase
  • Net interest income $636.1M, up 8.8% YoY; interest expense down 16.9% to $312.5M, interest on deposits down 16.6%
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Risk Factors

  • Regulatory risk: DOJ enforcement of Equal Credit Opportunity Act and fair lending laws threatens civil penalties and restrictions on mergers or expansion
  • Macroeconomic risk: Exposure to US recession risk causing higher loan delinquencies and credit losses in Trustmark’s domestic customer base
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TRUSTMARK CORP FY2025 Key Financial Metrics
XBRL

Revenue

$949M

-1.2% YoY

Net Income

$224M

+0.5% YoY

Net Margin

23.6%

+41bp YoY

ROE

10.6%

-80bp YoY

Total Assets

$18.9B

+4.3% YoY

EPS (Diluted)

$3.70

+1.9% YoY

Operating Cash Flow

$244M

+108.6% YoY

Source: XBRL data from TRUSTMARK CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.

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