TRICO BANCSHARES / (TCBK) FY2025 10-K Annual Report

Filed: Mar 2, 2026
Financials
State Commercial BanksSEC EDGAR

TRICO BANCSHARES / (TCBK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 2, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

TRICO BANCSHARES / FY2025 10-K Analysis

Business Overview

  • Core business model: Regional banking focusing on loans and investments as primary revenue sources
  • No new products or segments introduced; sustained emphasis on mortgage servicing rights with fair value ~$6.64 million
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Management Discussion & Analysis

  • Revenue and profitability details not provided in the excerpt
  • No segment performance data available
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Risk Factors

  • Cybersecurity risk from zero-day MOVEit Transfer vulnerability exploited in 2023 at third-party vendor
  • Operational risk from insider access and compromised credentials enabling fraud and unauthorized customer data access
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TRICO BANCSHARES / FY2025 Key Financial Metrics
XBRL

Revenue

$53M

+4.1% YoY

Net Income

$122M

+5.8% YoY

Net Margin

227.4%

+366bp YoY

ROE

9.2%

-25bp YoY

Total Assets

$9.8B

+1.5% YoY

EPS (Diluted)

$3.70

+6.9% YoY

Operating Cash Flow

$133M

+21.5% YoY

Source: XBRL data from TRICO BANCSHARES / FY2025 10-K filing on SEC EDGAR. All figures in USD.

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