TBBK Bancorp, Inc.

Q3 2025 10-Q
Filed: Nov 10, 2025Period ending Sep 30, 2025
Financials
National Commercial BanksSEC EDGAR

Bancorp, Inc. (TBBK) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 10, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Revenue (net interest income + non-interest income) approx. $174.6M in Q3 2025, up from approx. $125.8M in Q3 2024 (~39% increase primarily from non-interest income surge)
  • Operating margin impact: Net interest margin declined to 4.45% in Q3 2025 from 4.78% in Q3 2024, a 33 bps decrease; provision for credit losses spiked $41.5M to $45.1M
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Quarterly Financial Summary
XBRL

Revenue

$136M

-2.4% YoY -4.7% QoQ

Net Income

$55M

+6.6% YoY -8.2% QoQ

Net Margin

40.3%

+339bp YoY -152bp QoQ

ROE

7.1%

Total Assets

$8.6B

EPS (Diluted)

$1.18

+12.4% YoY -7.1% QoQ

Operating Cash Flow

$78M

+52.7% YoY -9.0% QoQ

Source: XBRL data from Bancorp, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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