T-Mobile US (TMUS) FY2025 10-K Annual Report

Filed: Feb 11, 2026
Communication Services
Radiotelephone CommunicationsSEC EDGAR

T-Mobile US (TMUS) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 11, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

T-Mobile US FY2025 10-K Analysis

Business Overview

  • Core business model: Nationwide wireless communications and broadband services with focus on customer experience and network quality
  • New product emphasis: 5G broadband fixed wireless product launched, leveraging advanced multilayer spectrum portfolio
  • Strategic shift: Transformation into AI-enabled, data-informed, digital-first organization with personalized self-service and immersive customer experience stores
  • Quantitative metric: 142.4 million postpaid and prepaid customers as of Dec 31, 2025
  • Noteworthy fact: Comprehensive T-Life app enables full customer transactions anytime, enhancing digital engagement and operational efficiency

Management Discussion & Analysis

  • Revenue $85.5B, up $6.9B (8%) YoY, driven by postpaid (+$5.6B, 11%) and equipment revenues (+$1.7B, 12%), wholesale down $562M (-16%)
  • Operating income $15.1B, up $269M (1%), net income $11.0B, down $347M (-3%), net income margin 15% vs 17%
  • Best segment: Postpaid customers 116.4M, +12.3M (12%), with ARPA $148.97, +4%; Worst segment: Wholesale revenues down 16% ($562M)
  • Adjusted EBITDA $33.9B, up $2.1B (7%), core adjusted EBITDA margin steady at 48%; Capex and cash flows not detailed in excerpt
  • Management shift to focus on high-value accounts from Q1 2026; risks include integration costs, higher churn (postpaid churn 0.93%, up 7 bps), and network restructuring expenses

Risk Factors

  • FCC investigation and class action lawsuits following August 2021 and January 2023 cyberattacks causing significant costs
  • Exposure to Ukraine-Russia and Israel-Hamas conflicts impacting supply chain and consumer demand due to geopolitical instability
  • Integration risks and potential service disruption from August 1, 2025 UScellular Wireless Business acquisition over next two years
  • Intense competition from AT&T, Verizon, Comcast, Charter, and satellite providers threatening market share in wireless and broadband
  • CEO transition in November 2025 and enterprise-wide restructuring risk disrupting leadership continuity and talent retention

T-Mobile US FY2025 Key Financial Metrics
XBRL

Revenue

$88.3B

+8.5% YoY

Net Income

$11.0B

-3.1% YoY

Operating Margin

20.7%

-143bp YoY

Net Margin

12.4%

-148bp YoY

ROE

18.6%

+20bp YoY

Total Assets

$219.2B

+5.4% YoY

EPS (Diluted)

$9.72

+0.6% YoY

Operating Cash Flow

$27.9B

+25.4% YoY

Source: XBRL data from T-Mobile US FY2025 10-K filing on SEC EDGAR. All figures in USD.

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