Samsung Life Insurance FY 2025 Annual ReportBeta
Samsung Life Insurance annual report for FY 2025, filed with DART (Korea Financial Supervisory Service) on March 31, 2026. This page provides AI-powered English analysis including business overview, management discussion & analysis (MD&A), risk factors, and KIFRS consolidated financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE).
Samsung Life Insurance FY 2025 Annual Report Analysis
Business Overview
- • Samsung Life's core business: Korea's #1 life insurer with 20.26M policies and KRW 26.7T total premiums in FY2025; death insurance dominant at 50.92% of premiums
- • Samsung Nobleclife (삼성노블라이프) newly established August 2025 as 100% subsidiary for senior living/care facilities, capitalized via KRW 4,225B real estate contribution from Samsung Life
Management Discussion & Analysis
- • Samsung Life (consolidated) net income KRW 2,302.8B (+9.3% YoY); standalone net income KRW 1,699.8B (+14.3% YoY), beating initial targets
- • Biggest YoY driver: insurance service income surged KRW 444.4B (+82.8%) on consolidated basis, citing new contract growth and assumption changes; offset by investment service income falling KRW 363.7B (-18.5%) due to rising interest burden
Samsung Life Insurance FY 2025 Key Financial MetricsDART
Total Assets
KRW 350.69T
▲ +12.3% YoY
Operating Cash Flow
KRW 5.26T
▲ +5.1% YoY
CapEx
KRW 36.4B
▲ +46.6% YoY
Source: KIFRS consolidated financial data from Samsung Life Insurance annual report on DART. All figures in KRW.
Source: DART (Korea Financial Supervisory Service) · AI summaries generated from the original Korean filing (English output) · Beta: coverage is expanding