PRU Prudential Financial
FY2025 10-K
Prudential Financial (PRU) filed its fiscal year 2025 10-K annual report with the SEC on Feb 12, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Global financial services with insurance, retirement, and investment management, managing $1.609 trillion AUM as of December 31, 2025
- • New segment: Launched Prismic Life Reinsurance, Ltd. in Bermuda in Sept 2023, with 20% equity interest via Corporate and Other operations
Management Discussion & Analysis
- • Revenue performance not disclosed for FY 2026, comparison to 2025 omitted per FAST Act rules
- • Adjusted operating income emphasized as key measure; no specific profitability or margin % changes reported
Risk Factors
- • Regulatory risk from U.S. GAAP accounting for variable annuity market risk benefits (MRBs), impacting fair value and capital requirements
- • Geopolitical currency risk with $4.1B unhedged foreign equity exposure in international subsidiaries, potentially losing $411M from 10% FX change
Financial SummaryXBRL
Revenue
$60.8B
Net Income
$3.6B
Net Margin
5.9%
ROE
11.0%
Total Assets
$773.7B
EPS (Diluted)
$9.99
Operating Cash Flow
$6.3B
Source: XBRL data from Prudential Financial FY2025 10-K filing on SEC EDGAR. All figures in USD.
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