PERDOCEO EDUCATION Corp (PRDO) FY2025 10-K Annual Report

Filed: Feb 19, 2026
Consumer Discretionary
Services-Educational ServicesSEC EDGAR

PERDOCEO EDUCATION Corp (PRDO) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 19, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

PERDOCEO EDUCATION Corp FY2025 10-K Analysis

Business Overview

  • Core business: For-profit postsecondary education provider relying heavily on federal Title IV student aid programs
  • New regulatory environment post-2024 U.S. election with broad changes from July 2025 Reconciliation Act impacting federal student aid eligibility and loan limits
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Management Discussion & Analysis

  • Revenue $846.1M, up 24.2% YoY (+$164.8M), driven by USAHS acquisition (+$147.5M) and CTU enrollment growth (+4.1%)
  • Operating income $196.0M, up 12.5% YoY ($174.3M prior); operating margin 23.2% vs 25.6%; adjusted operating income $237.6M vs $188.9M
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Risk Factors

  • Regulatory risk: Compliance with revised 90-10 Rule including American Rescue Plan Act amendments, effective July 1, 2023, complicates calculation of federal revenue percentages, increasing risk of Title IV funding loss
  • Geopolitical/macroeconomic risk: Enrollment mix and unexpected changes in student funding sources directly affect 90-10 compliance, creating revenue eligibility uncertainty
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PERDOCEO EDUCATION Corp FY2025 Key Financial Metrics
XBRL

Revenue

$846M

+24.2% YoY

Net Income

$160M

+8.4% YoY

Operating Margin

23.2%

-241bp YoY

Net Margin

18.9%

-276bp YoY

ROE

16.4%

+106bp YoY

Total Assets

$1.2B

+0.9% YoY

EPS (Diluted)

$2.42

+10.5% YoY

Operating Cash Flow

$225M

+39.4% YoY

Source: XBRL data from PERDOCEO EDUCATION Corp FY2025 10-K filing on SEC EDGAR. All figures in USD.

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