Phillips 66 (PSX) FY2025 10-K Annual Report

Filed: Feb 20, 2026
Energy
Petroleum RefiningSEC EDGAR

Phillips 66 (PSX) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 20, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Phillips 66 FY2025 10-K Analysis

Management Discussion & Analysis

  • Revenue decreased 8% in 2025 due to lower prices, partially offset by higher sales volumes; operating cash flow $5B with net income $4.4B vs $2.1B in 2024
  • Operating margin improved with realized refining margins $10.88/bbl in 2025 vs $8.84/bbl in 2024; net income margin approx. 10.9% on net income $4.4B and revenue implied higher than prior year
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Risk Factors

  • Regulatory risk: California Senate Bill No. 2 (SBx 1-2) imposes maximum gasoline refining margin and financial penalties, expanding California Energy Commission oversight and maintenance reporting requirements
  • Geopolitical risk: Conflicts in Middle East, Eastern Europe, South America disrupt crude oil supply, impacting Midstream, Refining, and Marketing segments and pipeline volumes
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Phillips 66 FY2025 Key Financial Metrics
XBRL

Revenue

$132.4B

-7.5% YoY

Net Income

$4.4B

+108.0% YoY

Net Margin

3.3%

+185bp YoY

ROE

15.1%

+741bp YoY

Total Assets

$73.7B

+1.5% YoY

EPS (Diluted)

$10.79

+116.2% YoY

Operating Cash Flow

$5.0B

+18.4% YoY

Source: XBRL data from Phillips 66 FY2025 10-K filing on SEC EDGAR. All figures in USD.

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