PATRICK INDUSTRIES INC (PATK) FY2025 10-K Annual Report

Filed: Feb 19, 2026
Industrials
Motor Vehicle Parts & AccessoriesSEC EDGAR

PATRICK INDUSTRIES INC (PATK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 19, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

PATRICK INDUSTRIES INC FY2025 10-K Analysis

Business Overview

  • Core business model: Component solutions provider for RV, marine, powersports, manufactured housing, and industrial markets via manufacturing and distribution segments
  • New emphasis on strategic acquisitions totaling $560M over last 3 years to expand product lines and adjacent markets
  • Strategic shift toward balancing dealer inventory levels and supporting OEM production discipline to stabilize RV market long-term
  • Manufacturing and distribution segments contributed 74% and 26% of net sales respectively in 2025
  • Returned $87M to shareholders in 2025 through dividends and share repurchases

Management Discussion & Analysis

  • Revenue $3.95B in 2025, up 6% YoY (+$235.1M), driven by RV (+$150.9M, 9%), marine (+$35.7M, 6%), powersports (+$31.9M, 9%), industrial (+$17.2M, 4%), MH slightly down (-$0.6M, <1%)
  • Gross margin 23.1% in 2025 vs 22.5% in 2024; operating margin 7.0% vs 6.9%; manufacturing segment margin 12.1% vs 12.4%; distribution segment margin 10.2% vs 10.7%
  • Best segment: manufacturing sales $2.96B, up 7% YoY, operating income $358.0M, up 5%; worst: distribution operating income down 2% to $103.0M despite 3% sales growth
  • Operating cash flow $329.4M, up 1%; investing cash outflow $206.5M, down from $512.8M due to fewer acquisitions; financing cash outflow $130.1M vs inflow $208.2M (2024); cash $26.4M, credit availability $791.5M
  • Management expects liquidity sufficient for working capital and capex next 12 months; key risks include commodity costs, supply constraints, inventory management, legal expenses ($24.4M in 2025)

Risk Factors

  • Regulatory/legal risk: Impact of Dodd-Frank Act provisions restricting loans for manufactured homes financing, potentially limiting consumer purchase ability
  • Geopolitical/macroeconomic threat: Exposure to tariffs and retaliatory trade measures affecting imports from China, Vietnam, Mexico, Canada, increasing supply chain costs
  • Operational/supply chain vulnerability: Reliance on foreign suppliers in Indonesia, China, Vietnam, Malaysia; disruptions or bankruptcies could materially impair product delivery
  • Competitive/market disruption: Competitors with greater financial resources and innovative products may erode Patrick's market share and margins
  • Financial/structural risk: Customer concentration with two RV customers accounting for 28% of consolidated net sales in 2025 poses material revenue risk if lost

PATRICK INDUSTRIES INC FY2025 Key Financial Metrics
XBRL

Revenue

$4.0B

+6.3% YoY

Net Income

$135M

-2.4% YoY

Gross Margin

23.1%

+61bp YoY

Operating Margin

7.0%

+4bp YoY

Net Margin

3.4%

-31bp YoY

ROE

11.4%

-86bp YoY

Total Assets

$3.1B

+1.8% YoY

EPS (Diluted)

$3.90

-5.1% YoY

Operating Cash Flow

$329M

+0.8% YoY

Source: XBRL data from PATRICK INDUSTRIES INC FY2025 10-K filing on SEC EDGAR. All figures in USD.

Get deeper insights on PATRICK INDUSTRIES INC

Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.