NTRS Northern Trust
FY2024 10-K
Northern Trust (NTRS) filed its fiscal year 2024 10-K annual report with the SEC on Feb 24, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2024 10-K
Business Overview
- • Core business model: Financial services including wealth management, asset servicing, and banking solutions
- • No new products, services, or business segments introduced or emphasized in 2024 filing
Management Discussion & Analysis
- • Revenue $8.3B, up 22% YoY from $6.8B, driven by Noninterest Income +28% to $6.1B and Net Interest Income +10% to $2.2B
- • Operating margin proxy: Income before taxes $2.66B vs $1.46B, net income $2.03B vs $1.11B, return on average common equity 17.4% vs 10.0%
Risk Factors
- • Regulatory risk: Conflicting U.S. and European ESG-related requirements impacting reputation and compliance amid increased regulatory focus
- • Geopolitical/macroeconomic risk: Climate change physical and transition risks disrupting operations and client asset values globally
Financial SummaryXBRL
Revenue
$4.7B
Net Income
$2.0B
Net Margin
43.0%
ROE
15.9%
Total Assets
$155.5B
EPS (Diluted)
$9.77
Operating Cash Flow
-$486M
Source: XBRL data from Northern Trust FY2024 10-K filing on SEC EDGAR. All figures in USD.
Other Northern Trust Annual Reports
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