Northern Trust (NTRS) FY2024 10-K Annual Report

Filed: Feb 24, 2025
Financials
State Commercial BanksSEC EDGAR

Northern Trust (NTRS) 10-K annual report for fiscal year 2024, filed with SEC EDGAR on Feb 24, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Northern Trust FY2024 10-K Analysis

Business Overview

  • Core business model: Financial services including wealth management, asset servicing, and banking solutions
  • No new products, services, or business segments introduced or emphasized in 2024 filing
+3 more insights

Management Discussion & Analysis

  • Revenue $8.3B, up 22% YoY from $6.8B, driven by Noninterest Income +28% to $6.1B and Net Interest Income +10% to $2.2B
  • Operating margin proxy: Income before taxes $2.66B vs $1.46B, net income $2.03B vs $1.11B, return on average common equity 17.4% vs 10.0%
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Risk Factors

  • Regulatory risk: Conflicting U.S. and European ESG-related requirements impacting reputation and compliance amid increased regulatory focus
  • Geopolitical/macroeconomic risk: Climate change physical and transition risks disrupting operations and client asset values globally
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Northern Trust FY2024 Key Financial Metrics
XBRL

Revenue

$4.7B

+8.4% YoY

Net Income

$2.0B

+83.4% YoY

Net Margin

43.0%

+1757bp YoY

ROE

15.9%

+658bp YoY

Total Assets

$155.5B

+3.1% YoY

EPS (Diluted)

$9.77

+92.3% YoY

Operating Cash Flow

-$486M

-118.5% YoY

Source: XBRL data from Northern Trust FY2024 10-K filing on SEC EDGAR. All figures in USD.

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