Meritage Homes CORP (MTH) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Industrials
Operative BuildersSEC EDGAR

Meritage Homes CORP (MTH) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Meritage Homes CORP FY2025 10-K Analysis

Business Overview

  • Core business: Designer and builder of single-family homes with financial services (title, escrow, mortgage, insurance) across 12 states in West, Central, East US regions
  • New strategic shift: Launched 60-day closing ready guarantee in 2025 with move-in ready homes and external realtor engagement to better compete with resale market
+3 more insights

Management Discussion & Analysis

  • Revenue $5.76B, down 9.1% YoY from $6.34B; closings fell 3.7% to 15,026 units with 5.6% decrease in ASP to $383.6K
  • Home closing gross margin 19.7% vs 24.9% in 2024; adjusted margin 20.8% vs 25.0% excluding land termination and impairments
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Risk Factors

  • Cybersecurity risk oversight led by CIO with 30+ years experience, reporting biannually to Audit Committee on controls and benchmarks
  • No specific regulatory or legal risk, competitive threat, supply chain vulnerability, geopolitical exposure, or financial risk detailed in text

Meritage Homes CORP FY2025 Key Financial Metrics
XBRL

Net Income

$453M

-42.4% YoY

ROE

8.7%

-657bp YoY

Total Assets

$7.6B

+6.4% YoY

EPS (Diluted)

$6.35

-40.8% YoY

Operating Cash Flow

$118M

+152.0% YoY

Source: XBRL data from Meritage Homes CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.

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