MTH Meritage Homes CORP
FY2025 10-K
Meritage Homes CORP (MTH) filed its fiscal year 2025 10-K annual report with the SEC on Feb 13, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business: Designer and builder of single-family homes with financial services (title, escrow, mortgage, insurance) across 12 states in West, Central, East US regions
- • New strategic shift: Launched 60-day closing ready guarantee in 2025 with move-in ready homes and external realtor engagement to better compete with resale market
Management Discussion & Analysis
- • Revenue $5.76B, down 9.1% YoY from $6.34B; closings fell 3.7% to 15,026 units with 5.6% decrease in ASP to $383.6K
- • Home closing gross margin 19.7% vs 24.9% in 2024; adjusted margin 20.8% vs 25.0% excluding land termination and impairments
Risk Factors
- • Cybersecurity risk oversight led by CIO with 30+ years experience, reporting biannually to Audit Committee on controls and benchmarks
- • No specific regulatory or legal risk, competitive threat, supply chain vulnerability, geopolitical exposure, or financial risk detailed in text
Financial SummaryXBRL
Net Income
$453M
ROE
8.7%
Total Assets
$7.6B
EPS (Diluted)
$6.35
Operating Cash Flow
$118M
Source: XBRL data from Meritage Homes CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
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