MIDDLESEX WATER CO (MSEX) FY2025 10-K Annual Report

Filed: Feb 19, 2026
Utilities
Water SupplySEC EDGAR

MIDDLESEX WATER CO (MSEX) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 19, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

MIDDLESEX WATER CO FY2025 10-K Analysis

Business Overview

  • Core business model: Water utility services primarily focused on regulated water supply and wastewater operations
  • No new products, services, or segments introduced or emphasized this year
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Management Discussion & Analysis

  • Revenue $194.7M in 2025, up $2.8M YoY; regulated up mainly from Middlesex +$1.5M and Tidewater +$1.6M, non-regulated down $0.6M
  • Operating margin 27.9% in 2025 vs 27.7% in 2024 (Operating income $54.4M/$194.7M vs $53.2M/$191.9M)
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Risk Factors

  • Compliance risk under Federal Safe Drinking Water Act and NJDEP regulations with potential fines and remediation costs from contamination or water quality violations
  • Concentration risk in New Jersey and Delaware markets with exposure to local regulatory, economic, demographic, and weather conditions impacting revenues
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MIDDLESEX WATER CO FY2025 Key Financial Metrics
XBRL

Revenue

$195M

+1.5% YoY

Net Income

$43M

-3.4% YoY

Operating Margin

27.9%

+20bp YoY

Net Margin

22.0%

-112bp YoY

ROE

8.7%

-129bp YoY

Total Assets

$1.4B

+8.8% YoY

EPS (Diluted)

$2.36

-4.5% YoY

Operating Cash Flow

$63M

+6.6% YoY

Source: XBRL data from MIDDLESEX WATER CO FY2025 10-K filing on SEC EDGAR. All figures in USD.

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