MSEX MIDDLESEX WATER CO

FY2025 10-K
Filed: Feb 19, 2026
Utilities
Water SupplySEC EDGAR

MIDDLESEX WATER CO (MSEX) filed its fiscal year 2025 10-K annual report with the SEC on Feb 19, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Water utility services primarily focused on regulated water supply and wastewater operations
  • No new products, services, or segments introduced or emphasized this year
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Management Discussion & Analysis

  • Revenue $194.7M in 2025, up $2.8M YoY; regulated up mainly from Middlesex +$1.5M and Tidewater +$1.6M, non-regulated down $0.6M
  • Operating margin 27.9% in 2025 vs 27.7% in 2024 (Operating income $54.4M/$194.7M vs $53.2M/$191.9M)
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Risk Factors

  • Compliance risk under Federal Safe Drinking Water Act and NJDEP regulations with potential fines and remediation costs from contamination or water quality violations
  • Concentration risk in New Jersey and Delaware markets with exposure to local regulatory, economic, demographic, and weather conditions impacting revenues
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