Lowe's (LOW) FY2025 10-K Annual Report

Filed: Mar 24, 2025
Consumer Discretionary
Retail-Lumber & Other Building Materials DealersSEC EDGAR

Lowe's (LOW) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 24, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Lowe's FY2025 10-K Analysis

Business Overview

  • Core business: Operates 1,748 home improvement stores in the U.S. with 195 million square feet of retail space
  • No new products or segments introduced or emphasized this year
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Management Discussion & Analysis

  • Revenue not explicitly stated; net earnings $6.96B down from $7.73B in fiscal 2023
  • Return on invested capital 32.0% vs 36.4% in fiscal 2023, lease adjusted net operating profit after tax $8.09B vs $8.90B
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Risk Factors

  • Cybersecurity risk oversight by Audit Committee amid evolving threat landscape and regular third-party security control assessments
  • Potential operational disruption from cybersecurity incidents escalated directly to Board-level leadership
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Lowe's FY2025 Key Financial Metrics
XBRL

Revenue

$83.7B

-3.1% YoY

Net Income

$7.0B

-10.0% YoY

Gross Margin

33.3%

-8bp YoY

Operating Margin

12.5%

-87bp YoY

Net Margin

8.3%

-63bp YoY

ROE

-48.9%

+245bp YoY

Total Assets

$43.1B

+3.1% YoY

EPS (Diluted)

$12.23

-7.3% YoY

Operating Cash Flow

$9.6B

+18.2% YoY

Source: XBRL data from Lowe's FY2025 10-K filing on SEC EDGAR. All figures in USD.

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