Short answer
Lowe's (LOW) filed its fiscal 2025 10-K annual report with the SEC on Mar 24, 2025. It reported revenue of $83.7B (−3.1% year over year) and net income of $7.0B.
- Top risk flagged: Cybersecurity risk oversight by Audit Committee amid evolving threat landscape and regular third-party security control assessments
FY2025 key financial metrics · XBRL
- Revenue
- $83.7B
- −3.1% YoY
- Net income
- $7.0B
- −10.0% YoY
- Operating margin
- 12.5%
- −0.9 pp YoY
- Gross margin
- 33.3%
- −0.1 pp YoY
- EPS (diluted)
- $12.23
- −7.3% YoY
- ROE
- -48.9%
- +2.4 pp YoY
- Operating cash flow
- $9.6B
- +18.2% YoY
Source: XBRL data from the Lowe's (LOW) FY2025 10-K on SEC EDGAR. USD.
Lowe's FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business: Operates 1,748 home improvement stores in the U.S. with 195 million square feet of retail space
- No new products or segments introduced or emphasized this year
- No strategic shifts or changes in competitive positioning detailed this year
- Operates as the world’s second largest home improvement retailer, Fortune 50 company status emphasized
- Founded in 1921, publicly held since 1961, NYSE-listed under ticker “LOW”
Management Discussion & Analysis
- Revenue not explicitly stated; net earnings $6.96B down from $7.73B in fiscal 2023
- Return on invested capital 32.0% vs 36.4% in fiscal 2023, lease adjusted net operating profit after tax $8.09B vs $8.90B
- Cash and equivalents $1.8B, $4.0B undrawn revolving credit capacity, liquidity sufficient for operations, dividends, share repurchases, and debt maturities
- Management confident liquidity supports business next 12 months; no explicit guidance or emerging risk detailed in provided section
Risk Factors
- Cybersecurity risk oversight by Audit Committee amid evolving threat landscape and regular third-party security control assessments
- Potential operational disruption from cybersecurity incidents escalated directly to Board-level leadership
- Key-person dependency on CDIO with 25+ years IT experience and CISO with 30+ years security leadership
- No specific regulatory, geopolitical, supply chain, competitor, or financial risks detailed in provided text
Generated from the filing text; verify against the original. How to read a 10-K
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