Lowe's (LOW) FY2025 10-K Annual Report
Lowe's (LOW) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 24, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
Lowe's FY2025 10-K Analysis
Business Overview
- • Core business: Operates 1,748 home improvement stores in the U.S. with 195 million square feet of retail space
- • No new products or segments introduced or emphasized this year
- • No strategic shifts or changes in competitive positioning detailed this year
- • Operates as the world’s second largest home improvement retailer, Fortune 50 company status emphasized
- • Founded in 1921, publicly held since 1961, NYSE-listed under ticker “LOW”
Management Discussion & Analysis
- • Revenue not explicitly stated; net earnings $6.96B down from $7.73B in fiscal 2023
- • Return on invested capital 32.0% vs 36.4% in fiscal 2023, lease adjusted net operating profit after tax $8.09B vs $8.90B
- • No segments detailed; best/worst segments not disclosed in provided text
- • Cash and equivalents $1.8B, $4.0B undrawn revolving credit capacity, liquidity sufficient for operations, dividends, share repurchases, and debt maturities
- • Management confident liquidity supports business next 12 months; no explicit guidance or emerging risk detailed in provided section
Risk Factors
- • Cybersecurity risk oversight by Audit Committee amid evolving threat landscape and regular third-party security control assessments
- • Potential operational disruption from cybersecurity incidents escalated directly to Board-level leadership
- • Key-person dependency on CDIO with 25+ years IT experience and CISO with 30+ years security leadership
- • No specific regulatory, geopolitical, supply chain, competitor, or financial risks detailed in provided text
Lowe's FY2025 Key Financial MetricsXBRL
Revenue
$83.7B
▼ -3.1% YoY
Net Income
$7.0B
▼ -10.0% YoY
Gross Margin
33.3%
▼ -8bp YoY
Operating Margin
12.5%
▼ -87bp YoY
Net Margin
8.3%
▼ -63bp YoY
ROE
-48.9%
▲ +245bp YoY
Total Assets
$43.1B
▲ +3.1% YoY
EPS (Diluted)
$12.23
▼ -7.3% YoY
Operating Cash Flow
$9.6B
▲ +18.2% YoY
Source: XBRL data from Lowe's FY2025 10-K filing on SEC EDGAR. All figures in USD.
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