Industrial Bank of Korea FY 2025 Annual ReportBeta
Industrial Bank of Korea annual report for FY 2025, filed with DART (Korea Financial Supervisory Service) on March 18, 2026. This page provides AI-powered English analysis including business overview, management discussion & analysis (MD&A), risk factors, and KIFRS consolidated financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE).
Industrial Bank of Korea FY 2025 Annual Report Analysis
Business Overview
- • Core business model: SME banking with KRW 261.9T SME loans, 24.41% market share in SME finance as of FY2025-end
- • New foreign subsidiary: IBK Poland bank established and licensed Nov 19, 2025, Korea's first Korean bank in Poland
Management Discussion & Analysis
- • Consolidated net income KRW 2.72T (+2.4% YoY); separate net income KRW 2.39T (-1.7%) due to interest income decline despite non-interest income increase
- • SME loan balance KRW 261.9T (+KRW 14.7T YoY) driving asset growth; market share hit record 24.41% supported by active financial support to SMEs
Industrial Bank of Korea FY 2025 Key Financial MetricsDART
Total Assets
KRW 500.69T
▲ +6.0% YoY
Operating Cash Flow
-KRW 3.02T
▲ +84.7% YoY
Source: KIFRS consolidated financial data from Industrial Bank of Korea annual report on DART. All figures in KRW.
Source: DART (Korea Financial Supervisory Service) · AI summaries generated from the original Korean filing (English output) · Beta: coverage is expanding