Installed Building Products, Inc. (IBP) FY2025 10-K Annual Report

Filed: Feb 26, 2026
Industrials
General Bldg Contractors - Residential BldgsSEC EDGAR

Installed Building Products, Inc. (IBP) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 26, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Installed Building Products, Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: National installer of insulation and complementary building products for residential and commercial construction across 48 states and DC
  • New emphasis on manufacturing with acquisition of Carolina Precision Fibers in 2025, expanding cellulose insulation production capabilities
  • Strategic shift towards increased product and end market diversification, insulation revenue down to 58% of $3.0B total revenue in 2025 from 74% in 2013
  • Employee count stable with ~800 sales professionals, average tenure 11 years; installation segment largest contributor with over 90% of revenue
  • Noteworthy 2025 quantitative highlights: $3.0B net revenue, distribution and manufacturing segments constitute 7% combined revenue, and commercial market revenue increased to 17% of total

Management Discussion & Analysis

  • Revenue $2,970.8M in 2025, up 1.0% ($29.5M) YoY driven by 10.4% commercial end market same branch sales growth and acquisitions
  • Gross profit $1,009.3M in 2025, up 1.5%; gross margin 34.0% vs 33.8% in 2024, aided by selling price and product mix improvements
  • Best performing segment: Commercial end market with 11.2% sales growth and 10.4% same branch sales growth in 2025; Worst: Residential end market -4.4% same branch sales decline
  • Operating cash flow $371.4M in 2025; capital returned via $87.6M dividends (6% increase) and $172.6M share repurchases; invested $51.5M in acquisitions
  • 2026 outlook: Stable residential market, housing starts flat; risks from elevated mortgage rates and macro volatility; long-term growth supported by housing shortages and demographic trends

Risk Factors

  • Regulatory risk involving cybersecurity oversight by Audit Committee chaired by CERT-certified director, ensuring compliance with NIST and CIS Control frameworks
  • Operational risk from reliance on third-party suppliers and cloud technologies with cybersecurity evaluations to mitigate vendor-related threats
  • Cybersecurity incident risk managed by Incident Response Team led by CIO, with escalation to senior management and Audit Committee for material events
  • Financial risk of material impact from potential cybersecurity breaches requiring Board-level incident reporting and coordinated cross-functional response
  • Competitive risk from evolving cybersecurity threats potentially undermining client trust and market position if incident response fails

Installed Building Products, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$3.0B

+1.0% YoY

Net Income

$265M

+3.4% YoY

Gross Margin

34.0%

+16bp YoY

Operating Margin

13.0%

+0bp YoY

Net Margin

8.9%

+21bp YoY

ROE

37.4%

+100bp YoY

Total Assets

$2.1B

+0.4% YoY

EPS (Diluted)

$9.71

+6.7% YoY

Operating Cash Flow

$371M

+9.2% YoY

Source: XBRL data from Installed Building Products, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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