HTO H2O AMERICA

FY2025 10-K
Filed: Feb 26, 2026
Utilities
Water SupplySEC EDGAR

H2O AMERICA (HTO) filed its fiscal year 2025 10-K annual report with the SEC on Feb 26, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Water utility services including water supply, treatment, and distribution primarily through subsidiary companies
  • Strategic shift: Standard & Poor’s downgraded H2O America’s credit outlook to negative post-Quadvest acquisition announcement on July 15, 2025
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Management Discussion & Analysis

  • Revenue details not explicitly provided; customer usage change: SJWC -4.6%, CWC +2.7%, TWC -3.1%, MWC +2.5% YoY
  • Capital improvements $489.6M in 2025 vs $353.0M in 2024; planned $458.0M in 2026 and $2.568B over next five years including acquisitions
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Risk Factors

  • Regulatory/legal risk: Rate increases subject to approval by California and Connecticut utility commissions, impacting $44.1M authorized rate hikes in 2025
  • Geopolitical/macroeconomic threat: Valley Water's July 2025 rate hikes, +9% purchased water price, +10% groundwater extraction charge, increasing costs for SJWC
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Financial Summary
XBRL

Revenue

$806M

Net Income

$103M

Operating Margin

22.0%

Net Margin

12.7%

ROE

6.7%

Total Assets

$5.1B

EPS (Diluted)

$2.92

Operating Cash Flow

$245M

Source: XBRL data from H2O AMERICA FY2025 10-K filing on SEC EDGAR. All figures in USD.

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