HA Sustainable Infrastructure Capital, Inc. (HASI) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Financials
Investors, NECSEC EDGAR

HA Sustainable Infrastructure Capital, Inc. (HASI) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

HA Sustainable Infrastructure Capital, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: Sustainable infrastructure investment management utilizing debt, equity, securitizations, and co-investment structures
  • New partnership expansion: Strategic partnership with KKR increased equity commitment from $2B to $3B, extended investment period to Dec 2027
  • Capital market activity: Issued $1.5B senior notes (2031/2035) and $500M junior subordinated notes, repurchased $700M senior notes maturing 2026-2027
  • Financial leverage: Debt to equity ratio 1.7x, down from 1.8x, fixed-rate debt 99% within 75-100% target range as of Dec 31, 2025
  • Organizational tax status shift: Converted from REIT to C-Corp effective 2024 tax year impacting dividend policy and tax treatment

Management Discussion & Analysis

  • Revenue $400.5M, up 4% YoY from $383.6M; interest and rental income rose $20.5M to $286.4M, management fees +29% to $33.6M
  • Net income $188.2M, down 8% YoY from $203.6M; operating loss before equity method investments ($27.2M) vs income $25.9M prior year
  • Equity method investments income best segment $300.7M, up 21%; gain on sale of assets worst segment down 19% to $65.1M
  • Interest expense $292.4M, up 21%; provision for loss on receivables $12.1M vs $1.1M; compensation $92.5M up 14%, admin down 7%
  • Adjusted Earnings $342.4M ($2.70/share) vs $290.6M ($2.45/share); Adjusted Recurring Net Investment Income $362.0M vs $289.2M
  • Cash from operations $167.3M vs $5.9M prior year; Adjusted Cash from Operations plus Other Collections $959.2M vs $910.1M
  • Dividends paid $209.8M; cash available for reinvestment $749.4M vs $717.8M; capex details not explicitly disclosed
  • Portfolio increased to $7.6B from $6.6B; Managed Assets $16.1B up from $13.7B; weighted average life ~16 years; yield 8.6% vs 8.4%
  • Management outlook not explicitly stated; risks include increased interest expense and higher provision for loan losses impacting profitability

Risk Factors

  • Operational cybersecurity risk with oversight by Finance and Risk Committee and CISO managing incident response and vulnerability processes
  • Key-person risk from dependence on CISO with over 20 years cybersecurity leadership experience responsible for risk management and budgeting

HA Sustainable Infrastructure Capital, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$401M

+4.4% YoY

Net Income

$185M

-7.7% YoY

Net Margin

46.1%

-607bp YoY

ROE

6.9%

-137bp YoY

Total Assets

$8.2B

+15.6% YoY

EPS (Diluted)

$1.41

-13.0% YoY

Operating Cash Flow

$167M

+2759.1% YoY

Source: XBRL data from HA Sustainable Infrastructure Capital, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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