GNW GENWORTH FINANCIAL INC

FY2025 10-K
Filed: Feb 27, 2026
Financials
Life InsuranceSEC EDGAR

GENWORTH FINANCIAL INC (GNW) filed its fiscal year 2025 10-K annual report with the SEC on Feb 27, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: U.S. mortgage insurance focusing on insurance in-force and risk in-force metrics
  • New strategic emphasis: Continued large-scale share repurchase programs totaling up to $1.1B authorized since mid-2024 to return capital to shareholders
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Management Discussion & Analysis

  • New insurance written $51.5B in 2025, up 1% YoY from 2024
  • Loss ratio 11% in 2025 vs 4% in 2024, with $200M reserve releases in 2025 vs $252M in 2024
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Risk Factors

  • Interest rate risk on long-term debt $750M due May 2029 and $783M with no maturities until June 2034
  • Exposure to equity market risk on variable annuities causing $55M increase in net liability after reinsurance as of Dec 31, 2025
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Financial Summary
XBRL

Revenue

$7.3B

Net Income

$223M

Net Margin

3.1%

ROE

2.5%

Total Assets

$88.1B

EPS (Diluted)

$0.54

Operating Cash Flow

$327M

Source: XBRL data from GENWORTH FINANCIAL INC FY2025 10-K filing on SEC EDGAR. All figures in USD.

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