GENWORTH FINANCIAL INC (GNW) FY2025 10-K Annual Report
GENWORTH FINANCIAL INC (GNW) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 27, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
GENWORTH FINANCIAL INC FY2025 10-K Analysis
Business Overview
- • Core business model: U.S. mortgage insurance focusing on insurance in-force and risk in-force metrics
- • New strategic emphasis: Continued large-scale share repurchase programs totaling up to $1.1B authorized since mid-2024 to return capital to shareholders
Management Discussion & Analysis
- • New insurance written $51.5B in 2025, up 1% YoY from 2024
- • Loss ratio 11% in 2025 vs 4% in 2024, with $200M reserve releases in 2025 vs $252M in 2024
Risk Factors
- • Interest rate risk on long-term debt $750M due May 2029 and $783M with no maturities until June 2034
- • Exposure to equity market risk on variable annuities causing $55M increase in net liability after reinsurance as of Dec 31, 2025
GENWORTH FINANCIAL INC FY2025 Key Financial MetricsXBRL
Revenue
$7.3B
▲ +0.1% YoY
Net Income
$223M
▼ -25.4% YoY
Net Margin
3.1%
▼ -104bp YoY
ROE
2.5%
▼ -97bp YoY
Total Assets
$88.1B
▲ +1.4% YoY
EPS (Diluted)
$0.54
▼ -20.6% YoY
Operating Cash Flow
$327M
▲ +271.6% YoY
Source: XBRL data from GENWORTH FINANCIAL INC FY2025 10-K filing on SEC EDGAR. All figures in USD.
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