GRMN Garmin

FY2025 10-K
Filed: Feb 18, 2026
Health Care
Search, Detection, Navigation, Guidance, Aeronautical SysSEC EDGAR

Garmin (GRMN) filed its fiscal year 2025 10-K annual report with the SEC on Feb 18, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business: Design, manufacture, and distribution of GPS-enabled products and software for fitness, outdoor, aviation, marine, and auto OEM markets
  • New emphasis: Expansion of Commercial Off-The-Shelf (COTS) and mission-optimized avionics for military, defense, and eVTOL markets
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Management Discussion & Analysis

  • Revenue $4.98B, down 5.6% YoY from $5.27B in fiscal 2025
  • Operating margin 15.2% vs 17.0% in prior year, reflecting margin compression
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Risk Factors

  • Regulatory risk: U.S. tax legislation enacted in 2025 changed R&D cost capitalization, reducing U.S. tax deductions and credits, increasing effective tax rate to 17.4% in FY2025
  • Macroeconomic threat: Foreign currency risk from U.S. Dollar fluctuations caused $7.8M currency gain in 2025 with notable 12.9% USD weakening vs Euro
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Financial Summary
XBRL

Revenue

$7.2B

Net Income

$1.7B

Gross Margin

58.7%

Operating Margin

25.9%

Net Margin

23.0%

ROE

18.5%

Total Assets

$11.0B

EPS (Diluted)

$8.59

Operating Cash Flow

$1.6B

Source: XBRL data from Garmin FY2025 10-K filing on SEC EDGAR. All figures in USD.

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