FULT FULTON FINANCIAL CORP
FY2025 10-K
FULTON FINANCIAL CORP (FULT) filed its fiscal year 2025 10-K annual report with the SEC on Feb 27, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business mainly providing banking services through Fulton Bank subsidiary
- • No new products, services, or segments introduced or emphasized in fiscal 2026
Management Discussion & Analysis
- • Revenue: Net interest income $1.04B in 2025, up $76M from $960.3M in 2024; Non-interest income $276.8M, up $1M YoY
- • Profitability: Operating return on avg. assets 1.28% vs 1.11% in 2024; Operating return on avg. tangible common equity 15.7% vs 14.81%
Risk Factors
- • Regulatory risk from potential changes in GSE loan sale eligibility impacting secondary market sales and non-interest income, critical for liquidity and interest rate risk management
- • Geopolitical exposure via local economies vulnerable to Russia-Ukraine war effects and Middle East tensions, limiting geographic diversification
Financial SummaryXBRL
Revenue
$277M
Net Income
$392M
Net Margin
141.5%
ROE
11.2%
Total Assets
$32.1B
EPS (Diluted)
$2.08
Operating Cash Flow
$304M
Source: XBRL data from FULTON FINANCIAL CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
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