FBP FIRST BANCORP /PR/
FY2025 10-K
FIRST BANCORP /PR/ (FBP) filed its fiscal year 2025 10-K annual report with the SEC on Feb 27, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: FDIC-insured commercial bank providing typical banking services under Puerto Rico banking laws
- • New regulatory framework for leveraged lending adopted in December 2025 rescinding prior 2013 Guidance, shifting to principles-based management
Management Discussion & Analysis
- • No revenue or profit figures disclosed for 2025 vs 2024 comparison in provided excerpt
- • No segment performance details included in the given text
Risk Factors
- • Regulatory risk from Act 65-2025 enabling $16.6M deferred tax asset valuation allowance reversal
- • Macroeconomic threat from commercial real estate downturn increasing credit loss provision by $27.9M
Financial SummaryXBRL
Revenue
$1.0B
Net Income
$345M
Net Margin
34.5%
ROE
17.5%
Total Assets
$19.1B
EPS (Diluted)
$2.15
Operating Cash Flow
$449M
Source: XBRL data from FIRST BANCORP /PR/ FY2025 10-K filing on SEC EDGAR. All figures in USD.
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