CMI Cummins

Q3 2025 10-Q
Filed: Nov 6, 2025Period ending Sep 30, 2025
Industrials
Engines & TurbinesSEC EDGAR

Cummins (CMI) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Revenue $8.3B Q3 2025, down 2% YoY from $8.5B; nine months $25.1B down 2% from $25.7B, driven by lower on-highway truck demand
  • Operating margin 12.6% Q3 2025 (1,050/8,317), down from 14.5% YoY (assumed using 1,221/8,456); gross margin 25.6% vs 25.7% YoY Q3
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Risk Factors

  • New risk: Increased uncertainty in US/global tariffs and trade disruptions causing supply chain volatility and potential adverse effects on costs and demand
  • Updated risk: Tariff environment volatility heightened by US and retaliatory tariffs, increasing compliance costs and operational risk
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Quarterly Financial Summary
XBRL

Revenue

$8.3B

-1.6% YoY -3.8% QoQ

Net Income

$536M

-33.7% YoY -39.8% QoQ

Gross Margin

25.6%

-8bp YoY -79bp QoQ

Operating Margin

10.2%

-217bp YoY -394bp QoQ

Net Margin

6.4%

-312bp YoY -385bp QoQ

ROE

4.4%

Total Assets

$33.6B

EPS (Diluted)

$3.85

-34.6% YoY -40.0% QoQ

Operating Cash Flow

$1.3B

+103.9% YoY +66.2% QoQ

Source: XBRL data from Cummins Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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