CRH plc (CRH) FY2025 10-K Annual Report

Filed: Feb 18, 2026
Materials
Cement, HydraulicSEC EDGAR

CRH plc (CRH) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 18, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

CRH plc FY2025 10-K Analysis

Business Overview

  • Core business model: Production and supply of building materials and infrastructure solutions across Americas Materials, Americas Building, and International Solutions segments
  • Emphasis on infrastructure growth, driven by $350B IIJA federal funding including $110B incremental for roads and bridges, and expanded multi-year non-residential projects like data centers and semiconductors
  • Strategic focus on acquisitions increased headcount and capital expenditure, driving 20% higher depreciation and amortization expenses in 2025
  • Revenue $37.4B up 5% YoY, gross profit margin improved to 36.1% from 35.7%, and adjusted EBITDA rose to $7.68B from $6.93B in 2024
  • Interest expense jumped 32% YoY to $810M due to significantly higher gross debt balances reflecting increased leverage

Management Discussion & Analysis

  • Revenue and net income: Net income $3.79B in 2025 vs $3.52B in 2024, diluted EPS pre-impairment $5.57 vs $5.43, +$0.14
  • Operating margin proxy: Adjusted Free Cash Flow $4.97B in 2025 vs $4.23B in 2024, conversion rate 131% vs 120% conversion
  • Best segment: Not explicitly segmented revenue, but bottom-line net income increased by $0.27B YoY, impairments sharply reduced to $40M in 2025 from $161M in 2024
  • Cash flow & capital allocation: Operating cash flow $5.63B; total capex $2.71B (growth capex $1.74B, maintenance $0.97B); repaid $1.4B commercial paper and $1.25B 2025 notes; new senior notes issued ~$5.5B
  • Outlook & liquidity: Cash flows and credit lines sufficient for working capital, capex, dividends, buybacks, debt maturities, plus acquisition funding flexibility

Risk Factors

  • Regulatory risk: potential impacts from U.S. infrastructure laws driving significant public investment in North America, 75% of Net income sourced here
  • Geopolitical/macro risk: exposure to economic conditions in North America and International markets, generating 71% and 29% of Adjusted EBITDA respectively
  • Operational/supply chain risk: integration challenges related to 38 acquisitions totaling $4.1B in 2025, including $2.1B Eco Material acquisition in SCMs
  • Competitive risk: market leadership challenged by operators in cement and aggregates sectors, such as the Australian competitor Adbri recently acquired stake in
  • Financial risk: capital allocation involves $2.7B growth and maintenance capex plus $1.2B share buybacks, balancing growth with shareholder returns

CRH plc FY2025 Key Financial Metrics
XBRL

Revenue

$37.4B

+5.3% YoY

Net Income

$3.8B

+7.5% YoY

Gross Margin

36.1%

+42bp YoY

Operating Margin

14.5%

+68bp YoY

Net Margin

10.0%

+21bp YoY

ROE

15.6%

-53bp YoY

Total Assets

$58.3B

+15.2% YoY

EPS (Diluted)

$5.51

+9.8% YoY

Operating Cash Flow

$5.6B

+12.7% YoY

Source: XBRL data from CRH plc FY2025 10-K filing on SEC EDGAR. All figures in USD.

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