CLPR Clipper Realty Inc.

FY2025 10-K
Filed: Feb 26, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

Clipper Realty Inc. (CLPR) filed its fiscal year 2025 10-K annual report with the SEC on Feb 26, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Acquisition, ownership, management, and repositioning of multifamily residential and commercial properties in NYC metro area
  • Emphasized portfolio includes large multifamily complexes such as Flatbush Gardens (2,494 units, 1.75M sq ft) and mixed-use buildings in Manhattan and Brooklyn
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Management Discussion & Analysis

  • Revenue growth driven by residential rental rate increases: Tribeca House $88.74 vs $82.52, Flatbush Gardens $32.20 vs $30.04, Clover House $89.74 vs $85.91 per sq ft
  • Operating segments: Residential Rental and Commercial Rental; office market pressured by remote work, leading to 250 Livingston Street vacancy impacting commercial segment
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Risk Factors

  • Regulatory risk: New York Housing Stability and Tenant Protection Act 2019 limits rent increases to 3.00%-4.50% at Flatbush Gardens and Aspen properties as of Oct 1, 2025
  • Geopolitical/macroeconomic: Revenue 78% from NYC apartments concentrated in 6 Manhattan-Brooklyn neighborhoods, exposed to local economic downturns and housing market volatility
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Financial Summary
XBRL

Revenue

$153M

Net Income

-$20M

Operating Margin

2.7%

Net Margin

-13.0%

ROE

64.8%

Total Assets

$1.2B

EPS (Diluted)

$-1.38

Operating Cash Flow

$23M

Source: XBRL data from Clipper Realty Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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