Cigna (CI) FY2024 10-K Annual Report

Filed: Feb 27, 2025
Financials
Hospital & Medical Service PlansSEC EDGAR

Cigna (CI) 10-K annual report for fiscal year 2024, filed with SEC EDGAR on Feb 27, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Cigna FY2024 10-K Analysis

Business Overview

  • Core business model: Health services and insurance with key focus on Medicare and Individual and Family Plan (IFP) customers
  • New emphasis on Medicare business expansion reflected by $175 million increase in unpaid claims liability, partially offsetting $300 million decrease in IFP claims
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Management Discussion & Analysis

  • Revenue details not explicitly disclosed in provided text; focus on Evernorth Health Services and Cigna Healthcare segments described
  • Profitability/margin figures not provided for fiscal 2024; no % margins or YoY profit changes disclosed
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Risk Factors

  • Regulatory/legal risk: Potential credit losses on $9.4B debt securities portfolio amid rising interest rates per FASB's credit loss guidance, monitored in Note 11 disclosures
  • Geopolitical/macro risk: $15.6B insurance joint venture in China exposed to geopolitical and economic uncertainties in that market
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Cigna FY2024 Key Financial Metrics
XBRL

Revenue

$247.1B

+26.6% YoY

Net Income

$3.4B

-33.5% YoY

Operating Margin

3.8%

-56bp YoY

Net Margin

1.4%

-126bp YoY

ROE

8.4%

-280bp YoY

Total Assets

$155.9B

+2.0% YoY

EPS (Diluted)

$12.12

-30.3% YoY

Operating Cash Flow

$10.4B

-12.3% YoY

Source: XBRL data from Cigna FY2024 10-K filing on SEC EDGAR. All figures in USD.

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