CHAIN BRIDGE BANCORP INC (CBNA) FY2024 10-K Annual Report
CHAIN BRIDGE BANCORP INC (CBNA) 10-K annual report for fiscal year 2024, filed with SEC EDGAR on Mar 21, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
CHAIN BRIDGE BANCORP INC FY2024 10-K Analysis
Business Overview
- • Core business: Nationwide commercial and personal banking services emphasizing liquidity, asset quality, trust, and wealth management
- • New IPO in October 2024 raised $36.5M net proceeds, supporting capital and potential strategic expansion
Management Discussion & Analysis
- • Revenue: Net interest income $44.4M in 2024 vs $27.7M in 2023 (+59.9%), noninterest income $8.58M vs $3.28M (+161.5%)
- • Profitability: Net income $20.9M in 2024 vs $8.8M in 2023 (+137.2%), return on average equity 20.05% vs 11.90%, return on average assets 1.62% vs 0.86%
Risk Factors
- • Regulatory risk: Extensive and evolving anti-money laundering and sanctions laws increase compliance costs and risk of penalties or reputational damage
- • Geopolitical/macroeconomic risk: 32.22% of deposits from political organizations subject to seasonality and campaign finance law changes affecting deposit stability
CHAIN BRIDGE BANCORP INC FY2024 Key Financial MetricsXBRL
Revenue
$48M
▲ +51.2% YoY
Net Income
$21M
▲ +137.2% YoY
Net Margin
43.6%
▲ +1580bp YoY
ROE
14.5%
▲ +394bp YoY
Total Assets
$1.4B
▲ +16.3% YoY
EPS (Diluted)
$4.17
▲ +116.1% YoY
Operating Cash Flow
$22M
▲ +70.1% YoY
Source: XBRL data from CHAIN BRIDGE BANCORP INC FY2024 10-K filing on SEC EDGAR. All figures in USD.
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