CarGurus, Inc. (CARG) FY2025 10-K Annual Report

Filed: Feb 19, 2026
Information Technology
Services-Computer Processing & Data PreparationSEC EDGAR

CarGurus, Inc. (CARG) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 19, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

CarGurus, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: Multinational automotive platform connecting car shoppers and dealers via a data-driven marketplace with dealer software solutions
  • Strategic shift: Wind-down of CarOffer digital wholesale segment completed in 2025; consolidation to single reportable segment focusing on AI-powered inventory intelligence and smarter sourcing
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Management Discussion & Analysis

  • Revenue $907.0M, up 14% YoY from $798.0M in 2024
  • Net income from continuing operations $196.7M vs $128.7M, Adjusted EBITDA $319.0M vs $255.6M in 2024
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Risk Factors

  • Regulatory risk from discretionary credits in advertising contracts requiring monthly revenue deferral reviews impacting recognition policies
  • Macroeconomic exposure to higher interest rates, inflation, and labor disruptions affecting vehicle sales volume and consumer spending
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CarGurus, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$907M

+1.4% YoY

Net Income

$156M

+643.4% YoY

Gross Margin

92.8%

+1016bp YoY

Operating Margin

27.0%

+2545bp YoY

Net Margin

17.2%

+1484bp YoY

ROE

41.7%

+3779bp YoY

Total Assets

$662M

-19.7% YoY

EPS (Diluted)

$1.55

+675.0% YoY

Operating Cash Flow

$295M

+15.6% YoY

Source: XBRL data from CarGurus, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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