BANK OF HAWAII CORP (BOH) Q3 2025 10-Q Quarterly Report
BANK OF HAWAII CORP (BOH) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 28, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
BANK OF HAWAII CORP Q3 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue (net interest income) $136.7M, up 16% YoY; total net income $53.3M, up 32% YoY; diluted EPS $1.20, up 29% YoY
- • Operating margin (net interest margin) 2.46% vs 2.18% YoY, provision for credit losses $2.5M vs $3.0M YoY, effective tax rate 21.3% vs 23.3% YoY
- • Best performing: Commercial Mortgage loans increased 0.5% YOY; worst: Commercial & Industrial loans down 7.3% YOY
- • Total assets $24.0B, up 1.8% from Dec 2024; total loans $14.0B, down 0.4%; deposits $21.1B, up from $20.6B; no stock repurchases this quarter
- • Management expects $16M-$17M loss on investment securities sale in Q4; announced $18M gain on merchant services sale; sees resilient local economy despite tourism softness
BANK OF HAWAII CORP Q3 2025 Quarterly FinancialsXBRL
Revenue
$228M
▲ +3.2% YoY▲ +4.2% QoQ
Net Income
$53M
▲ +32.2% YoY▲ +12.0% QoQ
Net Margin
23.4%
▲ +514bp YoY▲ +163bp QoQ
ROE
3.0%
Total Assets
$24.0B
EPS (Diluted)
$1.21
▲ +30.1% YoY▲ +14.2% QoQ
Operating Cash Flow
$38M
▲ +300.2% YoY▼ -52.9% QoQ
Source: XBRL data from BANK OF HAWAII CORP Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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