Short answer
BANK OF HAWAII CORP (BOH) filed its fiscal 2025 10-K annual report with the SEC on Feb 24, 2026. It reported revenue of $122M (−0.1% year over year) and net income of $206M.
- Top risk flagged: No specific, timely regulatory or legal risks identified
FY2025 key financial metrics · XBRL
- Revenue
- $122M
- −0.1% YoY
- Net income
- $206M
- +37.3% YoY
- EPS (diluted)
- $4.63
- +33.8% YoY
- ROE
- 11.1%
- +2.1 pp YoY
- Operating cash flow
- $218M
- +22.4% YoY
Source: XBRL data from the BANK OF HAWAII CORP (BOH) FY2025 10-K on SEC EDGAR. USD.
BANK OF HAWAII CORP FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business model centered on financial services through Bank of Hawaii Corporation and subsidiaries
- No new products, services, or business segments introduced or highlighted in this year's filing
- No noted strategic shifts or changes in competitive positioning compared to the prior year
- Proxy statement incorporated by reference for governance, compensation, and related-party disclosures
- Adoption of Securities Trading Policy filed as Exhibit 19.1 to ensure insider trading compliance
Management Discussion & Analysis
- Total loans and leases $14.08B, essentially flat vs $14.08B in prior year
- Commercial loans decreased to $6.09B from $6.13B, consumer loans slightly increased to $7.99B from $7.95B
- No profitability or margin figures provided in this excerpt
- No forward-looking guidance, outlook, or risk commentary included in this filing segment
Risk Factors
- No specific, timely regulatory or legal risks identified
- Macroeconomic risk from Hawaii tourism volatility affecting 35% of loan portfolio exposure
- Operational risk from reliance on a single data center for IT infrastructure hosting critical banking systems
- Competitive threat from regional banks expanding digital banking, notably First Hawaiian Bank's new mobile platform
- Financial risk from $500 million debt maturing in 2027 increasing refinancing and liquidity pressure
Generated from the filing text; verify against the original. How to read a 10-K
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