BlackRock (BLK) FY2025 10-K Annual Report

Filed: Feb 25, 2026
Financials
Security Brokers, Dealers & Flotation CompaniesSEC EDGAR

BlackRock (BLK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 25, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

BlackRock FY2025 10-K Analysis

Business Overview

  • World's largest asset manager; $14.0T AUM (+21% YoY from $11.6T), generating $24.2B total revenue vs $20.4B in 2024
  • HPS Transaction (July 2025) added $118B fee-paying AUM in private credit, dramatically scaling alternatives to $424B AUM — now 17% of long-term base fees despite only 3% of AUM
  • Preqin acquisition closed March 2025 for £2.5B (~$3.2B cash), combining private markets data with Aladdin/eFront to create integrated private markets technology platform; tech revenue up 24% YoY to $2.0B; ACV up 31%
  • GAAP operating margin compressed sharply to 29.1% from 37.1% in 2024, reflecting acquisition integration costs; as-adjusted margin held at 44.1% vs 44.5%
  • Digital assets AUM reached $78B with $35B net inflows — now a standalone AUM category spanning Bitcoin/Ethereum ETPs listed across US, Canada, Europe, UK, and Australia

Management Discussion & Analysis

  • Revenue $24.2B, up $3.8B (+19%) YoY; driven by organic base fee growth, market appreciation, GIP/HPS transaction fees, and higher tech services revenue
  • GAAP operating margin 29.1% vs 37.1% prior year; as-adjusted operating margin 44.1% vs 44.5%; GAAP decline driven by noncash acquisition costs and $109M Charitable Contribution
  • Best segment: ETFs with $526.7B net inflows and $5.5T AUM; worst: Institutional Index with net outflows of $119.3B
  • Operating cash flow (ex-CIPs) $7.5B; capex $375M; share repurchases $1.6B (~1.6M shares); dividends/distributions $3.3B
  • Management targets $400B private markets fundraising by 2030; key risks include acquisition integration (HPS, Preqin), AI governance, geopolitical/trade volatility, and regulatory changes from One Big Beautiful Bill Act

Risk Factors

  • SEC Rule 2a-7 amendments mandate higher MMF liquidity levels and mandatory fees; EU/UK considering similar reforms impacting BlackRock's global MMF business
  • US-China strategic competition plus outbound investment regime (effective Jan 2025) restricts investments in semiconductors, AI, quantum computing sectors
  • Aladdin infrastructure hosted on Microsoft Azure and Amazon Web Services — prolonged cloud failure could disrupt both investment advisory and Aladdin client operations
  • FSOC retains authority to designate BlackRock as SIFI under Dodd-Frank, triggering Federal Reserve supervision and enhanced capital requirements
  • Securities lending indemnification exposure: ~$353B on loan, ~$375B collateral held — simultaneous borrower defaults and collateral value declines could trigger material liabilities

BlackRock FY2025 Key Financial Metrics
XBRL

Revenue

$24.2B

+18.7% YoY

Net Income

$5.6B

-12.8% YoY

Operating Margin

29.1%

-802bp YoY

Net Margin

22.9%

-828bp YoY

ROE

9.9%

-347bp YoY

Total Assets

$170.0B

+22.6% YoY

EPS (Diluted)

$35.31

-15.9% YoY

Operating Cash Flow

$3.9B

-20.8% YoY

Source: XBRL data from BlackRock FY2025 10-K filing on SEC EDGAR. All figures in USD.

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