AJG Arthur J. Gallagher & Co.
FY2025 10-K
Arthur J. Gallagher & Co. (AJG) filed its fiscal year 2025 10-K annual report with the SEC on Feb 17, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business insurance and risk solutions brokerage and administration services globally with 87% revenue from brokerage, 13% risk management
- • Completed large tuck-in acquisitions Woodruff Sawyer and AssuredPartners in 2025 to expand brokerage segment
Management Discussion & Analysis
- • Revenue $13.8B total, up 21% YoY from $11.4B; Brokerage up 23% to $12.2B, Risk Management up 9% to $1.6B (both GAAP)
- • Adjusted net earnings $2.8B up 23% YoY; Brokerage adjusted EBITDAC margin 36.5% vs 35.1% in 2024, Risk adjusted EBITDAC margin 21.2% vs 20.7%
Risk Factors
- • Regulatory/legal risk: Violations of FCPA or U.K. Bribery Act in acquisitions exposing to legal liabilities and regulatory scrutiny
- • Geopolitical risk: Exposure to instability in Ukraine, Middle East, Latin America impacting client insurance and consulting demand
Financial SummaryXBRL
Revenue
$13.9B
Net Income
$1.5B
Net Margin
10.7%
ROE
6.4%
Total Assets
$70.7B
EPS (Diluted)
$5.74
Operating Cash Flow
$1.9B
Source: XBRL data from Arthur J. Gallagher & Co. FY2025 10-K filing on SEC EDGAR. All figures in USD.
Get deeper insights on Arthur J. Gallagher & Co.
Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.