Aon plc (AON) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Financials
Insurance Agents, Brokers & ServiceSEC EDGAR

Aon plc (AON) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Aon plc FY2025 10-K Analysis

Business Overview

  • Core business model: global professional services firm providing risk, retirement, and health solutions through brokerage and consulting
  • New emphasis on AI innovation, including generative AI tools with governance to manage operational, legal, and reputational risks
+3 more insights

Management Discussion & Analysis

  • Revenue $17.2B, up $1.5B (9%) YoY; Risk Capital $11.3B (+7%), Human Capital $5.9B (+13%)
  • Operating margin 25.3% vs 24.4% YoY; Risk Capital margin down 30.4% vs 31.3%; Human Capital margin up 23.9% vs 21.9%
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Risk Factors

  • Oversight of cybersecurity risks by Audit Committee includes risks from artificial intelligence use and regular CISO reporting
  • Exposure to evolving cybersecurity threats despite risk-based safeguards aligned with NIST Cybersecurity Framework
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Aon plc FY2025 Key Financial Metrics
XBRL

Revenue

$17.2B

+9.4% YoY

Net Income

$3.7B

+39.2% YoY

Operating Margin

25.3%

+85bp YoY

Net Margin

21.5%

+460bp YoY

ROE

39.5%

-385bp YoY

Total Assets

$50.8B

+3.7% YoY

EPS (Diluted)

$17.02

+36.3% YoY

Operating Cash Flow

$3.5B

+14.7% YoY

Source: XBRL data from Aon plc FY2025 10-K filing on SEC EDGAR. All figures in USD.

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