AON Aon plc

FY2025 10-K
Filed: Feb 13, 2026
Financials
Insurance Agents, Brokers & ServiceSEC EDGAR

Aon plc (AON) filed its fiscal year 2025 10-K annual report with the SEC on Feb 13, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: global professional services firm providing risk, retirement, and health solutions through brokerage and consulting
  • New emphasis on AI innovation, including generative AI tools with governance to manage operational, legal, and reputational risks
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Management Discussion & Analysis

  • Revenue $17.2B, up $1.5B (9%) YoY; Risk Capital $11.3B (+7%), Human Capital $5.9B (+13%)
  • Operating margin 25.3% vs 24.4% YoY; Risk Capital margin down 30.4% vs 31.3%; Human Capital margin up 23.9% vs 21.9%
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Risk Factors

  • Oversight of cybersecurity risks by Audit Committee includes risks from artificial intelligence use and regular CISO reporting
  • Exposure to evolving cybersecurity threats despite risk-based safeguards aligned with NIST Cybersecurity Framework
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Financial Summary
XBRL

Revenue

$17.2B

Net Income

$3.7B

Operating Margin

25.3%

Net Margin

21.5%

ROE

39.5%

Total Assets

$50.8B

EPS (Diluted)

$17.02

Operating Cash Flow

$3.5B

Source: XBRL data from Aon plc FY2025 10-K filing on SEC EDGAR. All figures in USD.

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