American International Group (AIG) FY2025 10-K Annual Report

Filed: Feb 12, 2026
Financials
Fire, Marine & Casualty InsuranceSEC EDGAR

American International Group (AIG) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 12, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

American International Group FY2025 10-K Analysis

Business Overview

  • Core business model: Global insurance and financial services provider with diversified products and investment management
  • No new products or segments introduced or emphasized in FY 2026 filing
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Management Discussion & Analysis

  • No specific revenue or profit figures disclosed in provided section
  • Natural catastrophe modeled PML net of reinsurance $2.5B (1-in-250 year event), 4.8% of shareholders' equity
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Risk Factors

  • Terrorism risk concentration in New York City, exposure mainly in Property and Workers’ Compensation lines, mitigated by TRIPRA coverage in the U.S.
  • International terrorism exposure managed via scenario-based modeling and reinsurance, reliant on government-sponsored terrorism reinsurance programs abroad
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American International Group FY2025 Key Financial Metrics
XBRL

Revenue

$26.8B

-1.7% YoY

Net Income

$3.1B

+320.5% YoY

Net Margin

11.6%

+1672bp YoY

ROE

7.5%

+1083bp YoY

Total Assets

$161.3B

-0.0% YoY

EPS (Diluted)

$5.43

+350.2% YoY

Operating Cash Flow

$3.3B

+1.3% YoY

Source: XBRL data from American International Group FY2025 10-K filing on SEC EDGAR. All figures in USD.

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