Allstate (ALL) FY2025 10-K Annual Report

Filed: Feb 20, 2026
Financials
Fire, Marine & Casualty InsuranceSEC EDGAR

Allstate (ALL) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 20, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Allstate FY2025 10-K Analysis

Business Overview

  • Core business model focused on insurance and financial services with equity compensation plans for directors and employees
  • Emphasis on comprehensive equity compensation plans including stock options, RSUs, and PSAs totaling 7.62 million securities outstanding
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Management Discussion & Analysis

  • No specific revenue or YoY change figures disclosed in MD&A excerpt
  • Profitability measures include underwriting income for Property-Liability and adjusted net income for Protection Services, no % margins provided
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Risk Factors

  • Regulatory risk Michigan Catastrophic Claims Association (MCCA) unlimited PIP reserves with high severity on limited catastrophic claims
  • Macroeconomic risk Supply chain disruptions and labor shortages increasing auto repair costs, impacting loss development and reserve variability
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Allstate FY2025 Key Financial Metrics
XBRL

Revenue

$67.7B

+5.6% YoY

Net Income

$10.3B

+120.3% YoY

Net Margin

15.2%

+791bp YoY

ROE

33.6%

+1182bp YoY

Total Assets

$119.8B

+7.3% YoY

EPS (Diluted)

$38.06

+124.0% YoY

Operating Cash Flow

$10.1B

+13.2% YoY

Source: XBRL data from Allstate FY2025 10-K filing on SEC EDGAR. All figures in USD.

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