JB Financial Group FY 2025 Annual Report
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Filed: March 18, 2026· period ending December 31, 2025DART

JB Financial Group annual report for FY 2025, filed with DART (Korea Financial Supervisory Service) on March 18, 2026. This page provides AI-powered English analysis including business overview, management discussion & analysis (MD&A), risk factors, and KIFRS consolidated financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE).

JB Financial Group FY 2025 Annual Report Analysis

Business Overview

  • Dividend income core revenue: 2025 cash dividends total KRW 4,598B from subsidiaries Jeonbuk Bank, Gwangju Bank, JB Woori Capital
  • JB Woori Capital net profit KRW 281.5B in 2025, +25.8% YoY driving group earnings growth

Management Discussion & Analysis

  • JB Financial Group 2025: revenue KRW 4.63T (+0.2% YoY), OP KRW 952.3B (+5.1%), net income KRW 730B (+5.3%)
  • JB Capital led profit growth with net income KRW 266.2B, +19.9% YoY, driven by portfolio shift to credit, corporate, and investment finance

JB Financial Group FY 2025 Key Financial Metrics
DART

Total Assets

KRW 73.12T

+9.6% YoY

Operating Cash Flow

-KRW 1.14T

-18.1% YoY

CapEx

KRW 49.8B

-33.4% YoY

Source: KIFRS consolidated financial data from JB Financial Group annual report on DART. All figures in KRW.

Source: DART (Korea Financial Supervisory Service) · AI summaries generated from the original Korean filing (English output) · Beta: coverage is expanding