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Hanwha Life Insurance FY 2025 Annual Report
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Filed: March 31, 2026· period ending December 31, 2025DART
Hanwha Life Insurance Overview

Hanwha Life Insurance annual report for FY 2025, filed with DART (Korea Financial Supervisory Service) on March 31, 2026. This page provides AI-powered English analysis including business overview, management discussion & analysis (MD&A), risk factors, and KIFRS consolidated financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE).

Hanwha Life Insurance FY 2025 Annual Report Analysis

Business Overview

  • • Hanwha Life (별도) FY2025 new contract CSM KRW 2.07T, achieved for 3rd consecutive year; net income KRW 313.3B on total assets KRW 125.8T
  • • Velocity Clearing LLC total assets surged to KRW 7.62T in 2025 vs KRW 1.80T in 2024, driven by repo borrowings of KRW 5.73T — balance sheet ~4x expansion YoY

Management Discussion & Analysis

  • • Hanwha Life Insurance (별도) revenue KRW 14.47T (+8.65% YoY); OP KRW 401.4B (-31.1% YoY); net income KRW 313.3B (-56.5% YoY)
  • • Hanwha Life Insurance (연결) net income KRW 836.3B (-3.43% YoY); consolidated total assets KRW 178.5T (+11.48% YoY) driven by loan receivables and securities growth

Hanwha Life Insurance FY 2025 Key Financial Metrics
DART

Total Assets

KRW 178.53T

▲ +11.5% YoY

Operating Cash Flow

KRW 4.38T

▼ -19.4% YoY

CapEx

KRW 188.1B

▼ -8.5% YoY

Source: KIFRS consolidated financial data from Hanwha Life Insurance annual report on DART. All figures in KRW.

Source: DART (Korea Financial Supervisory Service) · AI summaries generated from the original Korean filing (English output) · Beta: coverage is expanding