SignalX

Hyundai Marine & Fire Insurance FY 2025 Annual Report
Beta

Filed: March 12, 2026· period ending December 31, 2025DART
Hyundai Marine & Fire Insurance Overview

Hyundai Marine & Fire Insurance annual report for FY 2025, filed with DART (Korea Financial Supervisory Service) on March 12, 2026. This page provides AI-powered English analysis including business overview, management discussion & analysis (MD&A), risk factors, and KIFRS consolidated financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE).

Hyundai Marine & Fire Insurance FY 2025 Annual Report Analysis

Business Overview

  • • Hyundai Marine & Fire Insurance (현대해상화재보험): FY2025 total operating revenue KRW 17.57T, standalone net income KRW 561.1B
  • • K-ICS solvency ratio surged to 190.1% in FY2025 vs 157.0% prior year, with available capital KRW 13.96T

Management Discussion & Analysis

  • • Hyundai Marine & Fire Insurance (현대해상화재보험) standalone revenue KRW 17.57T (+2.0% YoY); net income KRW 561.1B (-45.6% YoY), ROE 12.1% (-8.5%p)
  • • Long-term insurance segment operating profit fell 60.9% to KRW 338.1B; auto insurance swung to KRW -90.8B loss — driven by rising claims (respiratory illness surge, loss-cost inflation in parts/labor)

Hyundai Marine & Fire Insurance FY 2025 Key Financial Metrics
DART

Total Assets

KRW 50.43T

▲ +3.9% YoY

Operating Cash Flow

KRW 3.53T

▲ +153.1% YoY

CapEx

KRW 21.6B

▼ -71.3% YoY

Source: KIFRS consolidated financial data from Hyundai Marine & Fire Insurance annual report on DART. All figures in KRW.

Source: DART (Korea Financial Supervisory Service) · AI summaries generated from the original Korean filing (English output) · Beta: coverage is expanding